Early access

It’s only ₹27.Where it goesstill matters.

وَأَحَلَّ ٱللَّهُ ٱلۡبَيۡعَ وَحَرَّمَ ٱلرِّبَوٰاْ

But Allah has permitted trading and forbidden interest.

Qur’an 2:275, Excerpt Translation: Dr. Mustafa Khattab, The Clear Quran Full verse on Quran.com(opens in a new tab)

Banks add interest whether you asked for it or not. We’re building Tat’heer to help you find it and give it away, with the scholars’ guidance in front of you.

Not in the app stores yet.

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Ask the family group.
Get five answers.

Family 6 members

  1. You:The bank added ₹27 interest again. What do I do with it?
  2. AuntGive it to the mosque fund.
  3. BrotherNot the mosque! Give it to someone in need.
  4. SanaPay your bank charges with it. Done.
  5. FarazIt’s ₹27, give it anywhere 😅
  6. DadAsk a scholar.

Good advice,Dad.

So we’re asking scholars.
In writing.

We plan to request written fatwas from scholarly institutions in Egypt, India, Pakistan, Malaysia and Saudi Arabia on how interest you didn’t seek should be spent, and how it shouldn’t.

Every answer we publish will show

  • The original document, unedited
  • Who issued it, and when
  • The exact question we asked
  • A translation someone has checked
  • Our summary beside the source, never in place of it

Questions on interest received without asking

  1. Interest was paid into my savings account without my asking. What should I do with it?
  2. Who may receive it, and on what conditions?
  3. What may it be used for?
  4. What must it never be used for?
A working draft of what we plan to ask.

This shelf is empty on purpose.

Nothing goes on it until it’s a real document, with a real name and date on it.

  • EgyptPlanned · nothing published yet
  • IndiaPlanned · nothing published yet
  • PakistanPlanned · nothing published yet
  • MalaysiaPlanned · nothing published yet
  • Saudi ArabiaPlanned · nothing published yet

A fatwa about interestis notA review of how Tat’heer worksis notAn endorsement of Tat’heer

Three different things. Whenever we have one, we’ll tell you which it is, who gave it and when.

The app, so far.

Screens from the designs we’re building now. The numbers are made up.

App preview explaining which account information a bank connection would read, and what Tat’heer never does.
1Connect a bank or upload a statement
App preview showing a possible interest credit of 27 rupees, the original bank narration INT CR, and review choices.
2Look at a line before it counts
App preview showing confirmed interest, entries waiting for review, and payments recorded by the user as separate totals.
3Confirmed, waiting and given, kept apart
App preview of an example charity pathway with its programme and payment details.
4See what a recipient’s pathway pays for
App preview of a payment explicitly labelled as recorded by the user.
5Record what you gave

Design previews. Fictional figures and example recipients.

We highlight.
You decide.

Tat’heer will go through your statements, from a bank connection or a file you upload, and mark the lines that look like interest. A line only counts once you’ve confirmed it.

Try it on this statement

27 Sep to 5 Oct

3 lines look like interest

  1. 5 OctINT CR+₹27.00

    Looks like interest

  2. 4 OctUPI/GROCERY/4471−₹248.00
  3. 2 OctCR ADJ 0923+₹4.52

    Looks like interest

  4. 1 OctNEFT/SALARY OCT+₹52,000.00
  5. 30 SepFD INT 7781+₹12.40

    Looks like interest

  6. 28 SepUPI/CASHBACK+₹15.00
  7. 27 SepUPI/ELECTRICITY−₹1,184.00

Confirmed by you₹0.00

Still to review₹43.92

A fictional statement.

Look past the logo.

A familiar name tells you who gets the money. It doesn’t tell you what your interest will pay for.

So each recipient in Tat’heer is meant to come with three things you can check for yourself.

Recipient checks are still being designed. The example use is not a ruling on what’s allowed.

  1. 1The organisation

    Who receives it

    Who runs it, where it’s registered, and the documents behind its listing.

    Check planned
  2. 2The use

    What it pays for

    Exactly what interest money funds there. For example, food and rent support for families in need.

    Example
  3. 3The guidance

    Why that use

    The published source the use relies on, linked so you can read it yourself.

    Waiting for sources

Sent isn’t received.Received isn’t spent.

You’ll pay recipients yourself, from your own account. Tat’heer keeps the record, and a record only moves forward when there’s evidence for the next step.

  1. Recorded by youYou tell us you paid.
  2. Confirmed by recipientThe recipient confirms the money arrived.
  3. Spending reviewedEvidence shows what it paid for, checked against the stated use.

Recipient confirmation and spending review are planned checks.

Why we’re building this

Most of us have been meaning to sort this out.

The interest sits in the account for a year, then three. We know we shouldn’t keep it. We’re just not sure where it’s allowed to go, so it waits.

We’re building Tat’heer so that finishing it properly takes an evening, not a week of reading forums at midnight.

Fair questions.

Is the app out? Have the fatwas come in?

Not yet, and not yet.

The app, bank connections and recipient checks are still being built. The fatwa requests are planned. When an answer arrives, it goes up with its original document, its issuer and a checked translation.

Will Tat’heer hold my money?

No.

It’s designed so you pay recipients directly, from your own account. We keep the record, not the money.

What if scholars disagree?

Then you’ll see that. We’ll show where answers differ, the conditions each one sets, and the position Tat’heer follows. For your own situation, ask a scholar you trust.

What does this website collect?

Only what you type into the early-access form: your email, your update choices and when you agreed. No bank details, no ad trackers. Read the privacy notice.

Who’s behind it?

Tat’heer is made by Sheriax Solutions Private Limited. Questions, corrections and suggestions are welcome at contact@tatheer.money.

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